I don't use anything fancy or expensive brands for moisturizers too. I use Neutrogena SPF 30 moisturizers that works well with make up. The moisturizer helps and hydrates my face and it's only $13 bucks. I finished my last two tubes and need to get another one.

http://www.neutrogena.com/econsumer/ntg/productdetail.browse?segment=women&catId=1&subCatId=4&productId=134&target=/products/face/healthy-defense-spf-30-daily-moisturizer.jsp

@cynthia, haha, cetaphil is even cheaper than neutrogena! i don't recall seeing this moisturizer selling in australia. either we are slow or we just don't get it. :/

Although it's $3.00 more expensive it has SPF 30 which is important to protect yourself from the sun. I believe Australia has high ozone layer that can be damaging to your skin and high risk of getting skin cancer.

I always like to use this in winter and summer time and I let my daughter use it too during the summer because of the SPF protection.

at the moment i rely on spf that comes with mineral powder foundation. but since the sun is getting horrible now i'm looking for something that gives a better protection. if i remember i used my daughter's sunscreen - she has one dedicated to her and she applies it religiously!